Tiffani Barletta, a vice president of CSG Advisors, advises public housing agencies on affordable housing policies and initiatives. Barletta offers 15 years of consulting experience. Since joining CSG in 2015, Barletta has focused her practice on development advising, predominately helping public housing agencies navigate the U.S. Department of Housing and Urban Development’s Rental Assistance Demonstration (RAD) program. Barletta is guided by her passion for preserving and creating affordable housing and improving resident opportunities. Prior to joining CSG, Barletta worked for nine years at NERA Economic Consulting where she assisted with a variety of projects in the securities and finance, Mass Torts and product liability, white collar and labor practices. Barletta holds a bachelor’s degree in environmental studies, with a concentration in economics, from Denison University and a juris doctor degree from Touro Law School.
Vice President, Transactions, Real Estate Development NYCHA
Since early 2020, Marissa Schaffer has served as vice president, transactions in the real estate development department at the New York City Housing Authority (NYCHA). At NYCHA, Schaffer leads the team responsible for implementing NYCHA’s real estate transactions from procurement to closing. Before joining NYCHA, Schaffer was an associate in the real estate department at Paul, Weiss, Rifkind, Wharton & Garrison LLP. Schaffer received her juris doctor from Columbia Law School and bachelor’s degree from Swarthmore College.
Deputy General Counsel Philadelphia Housing Authority
Director of Public Policy and Government relations, Marketing Novogradac
Peter Lawrence is director of public policy & government relations for Novogradac. In this role, he coordinates the company’s public policy and government relations work on low-income housing tax credit (LIHTC), the new markets tax credit (NMTC), the historic rehabilitation tax credit, renewable energy tax credits, and U.S. Housing and Urban Development programs. Before joining Novogradac, Mr. Lawrence was the senior director of public policy and government affairs for Enterprise Community Partners, where he led the execution of Enterprise’s policy and advocacy agenda. His primary issue responsibilities were tax (including LIHTC and NMTC advocacy as well as tax incentives to promote green and sustainable building), affordable housing preservation and rental housing policy. While at Enterprise, he helped found the Affordable Rental Housing A.C.T.I.O.N. (A Call To Invest in Our Neighborhoods) campaign. He was the secretary of the board of directors of the Affordable Housing Tax Credit Coalition and a member of the board of directors of the New Markets Tax Credit Coalition. Mr. Lawrence was also a legislative and policy associate at the National Council of State Housing Agencies. Mr. Lawrence also was a housing policy analyst for the Center on Budget Policies and Priorities, a congressional fellow for Sen. Jack Reed of Rhode Island in Reed’s capacity as the Ranking Member of the Senate Housing and Transportation Subcommittee, and a presidential management fellow for the Office of Policy Development & Research at the U.S. Department of Housing and Urban Development. In addition to his federal experience, he served as an analyst for the affordable housing group of Chicago Metropolis 2020, and as an appointed member of the Interagency Taskforce on Homelessness of the city of Berkeley, Calif.
CEO BGC Advantage
As a former US Department of Housing and Urban Development employee, Knight brings technical experience and competence in both housing redevelopment and community revitalization. She is a certified mixed-finance professional. A graduate of the Harvard Kennedy School of Government Public Administration program and a highly awarded disaster recovery and rebuild professional, Knight has worked as BGC developer/consultant to secure over $600 million in financing sources in the past 4 years for public housing authorities converting through RAD. These projects are in rural and urban areas across the south and southwest. These projects consist of both 9% and 4% tax credit projects as well as projects that needed to leverage debt only as part of their revitalization efforts. As a HUD Sustainability Subject Matter Expert, she has assisted numerous developments with redesign and financing. Her experience with design, build and sustainable technologies assisted with her redevelopment of over 3,500 units of affordable housing in the Gulf Coast after Katrina and makes her an asset when working with HACT projects.
Program Administration Division, Office of Recapitalization U.S. Department of Housing and Urban Development
Will Lavy is the director of the Program Administration Office within HUD’s Office of Recapitalization. His team oversees the development of policy and implementation of programs managed by the Office of Recapitalization, including the conversion of public housing, Section 202 Project Rental Assistance Contracts and Section 8 Mod Rehab contracts under the Rental Assistance Demonstration program.
Director, Policy and Program Development NAHRO
Eric Oberdorfer is the director of policy and program development at the National Association of Housing and Redevelopment Officials (NAHRO). At NAHRO, Oberdorfer helps coordinate all aspects of program and policy development. His policy portfolio includes the federal Public Housing Program, Section 8 programs, and federal community development programs. Along with his team, Oberdorfer provides member agencies with one-on-one technical assistance and policy guidance, and tracks and initiates policy action for legislative and regulatory issues. Before becoming director, Oberdorfer was NAHRO’s policy advisor. Prior to NAHRO, Oberdorfer was a research associate at the Housing Assistance Council where he published a variety of reports on housing affordability in rural America. Research papers included housing for veteran’s and seniors, housing on tribal lands, and rural homelessness. Oberdorfer began his housing career as an AmeriCorps VISTA at the Department of Neighborhoods in Anchorage, Alaska. He has a bachelor’s degree from the University of Washington and a master’s in urban planning from the University of British Columbia. Oberdorfer also taught English as a foreign language in Thailand.
Strategic Advisor & Co-Founder RAD Collaborative
Patrick Costigan co-founded in 2016 and continues to serve as strategic advisor to the RAD Collaborative and principal of CF Housing Group. Both entities work with public housing authorities, the U.S. Department of Housing and Urban Development (HUD), capital providers, developers, advisors/consultants and others working to redevelop public and assisted housing around the country. From 2011 to 2014, Costigan served as senior advisor to HUD Secretary Shaun Donovan where he led efforts to establish and implement the Rental Assistance Demonstration (RAD), devise HUD’s new Office of Recapitalization and advance key HUD priorities on Capitol Hill. Previously, he was a senior vice president at The Community Builders Inc. based in Boston, and a vice president of The Enterprise Foundation of Columbia, Maryland. Prior to these roles, Costigan assisted community development corporations package and develop low-income housing in Cleveland and Cincinnati.
CEO Chicago Housing Authority
In 2020, the Chicago Housing Authority (CHA) board appointed Tracey Scott as chief executive officer of the nation’s third largest housing authority, serving 64,000 families in Chicago. Under her leadership, CHA has closed $270 million in public housing rehabilitation projects and new mixed-income developments. With a vision of neighborhood revitalization as a goal, CHA has expanded education and employment services for residents to create more pathways for families to achieve economic independence. Scott serves on the board of the Council of Large Public Housing Authorities and as president of the Moving to Work Collaborative. Before coming to CHA, Scott served in leadership positions with the Minneapolis Public Housing Authority, Atlanta Housing, and AT&T. She has served in volunteer leadership roles with Partners for Home Atlanta, the Federal Reserve Bank of Minneapolis’ community advisory board, and Patelco Credit Union. She holds degrees from the Wharton School at the University of Pennsylvania and Emory University.
Senior Attorney Ballard Spahr
Georgi Banna is an affordable housing and redevelopment lawyer with more than two decades of experience navigating the intricacies of regulations involving public housing, Section 8, fair housing, community redevelopment, and government grant programs. He most recently served as director for policy and program development at the National Association of Housing and Redevelopment Officials (NAHRO). He has testified before Congress and state officials on a multitude of issues involving housing and redevelopment. At NAHRO, Banna managed relationships with partner housing organizations; analyzed and interpreted relevant financial data; provided technical assistance with fair housing, public housing, and Section 8 programs; and provided legal analysis of nonprofit and affordable housing issues. He maintained key relationships with HUD, congressional staff, and industry groups, and both tracked and initiated policy action for legal, legislative, and regulatory issues. Prior to his work at NAHRO, Banna served for nearly a decade as a senior analyst and program manager for FirstPic, Inc., where he conducted subject matter expert training sessions across the country on HUD housing programs and oversaw housing voucher programs at troubled housing authorities.
Executive Director Housing Authority of Prince George's County
Senior Vice President | Acquisitions Red Stone Equity Partners
Cat Vielma is senior vice president of acquisitions for Red Stone Equity Partners LLC where she is responsible for the origination, acquisition, financial underwriting, partnership structuring and syndication of affordable housing investments principally in the Pacific Northwest and Rocky Mountains region. Ms. Vielma has more than a decade of experience in the low-income housing tax credit (LIHTC) industry, primarily in equity origination and underwriting. Prior to joining Red Stone, Ms. Vielma originated LIHTC investments in the Pacific Northwest and Rocky Mountains for two other national syndicators, where she originated and closed more than $250 million of equity–including permanent supportive housing, senior housing, rural developments, acquisition rehab and HUD related preservation. Ms. Vielma maintains an expertise in structuring transactions that include HUD financing and subsidy, permanent supportive housing, innovative and state funded rental subsidy, state housing tax credits, and various federal and state soft funding sources. Prior to her roles as an equity originator, Ms. Vielma was the branch chief for HUD’s Office of Recapitalization, where her team of underwriters was responsible for the vast majority of RAD transactions utilizing LIHTC and/or FHA financing. She managed the RAD redevelopments of El Paso, Baltimore, San Francisco and dozens of other housing authorities across the country–totaling more than $500 million in project costs. Prior to her time at HUD, she was an underwriter at the National Equity Fund, where she assisted in closing more than $2 billion in LIHTC equity. Ms. Vielma has a bachelor’s degree from Williams College in political science and is active on a number of affordable housing boards, including All-In-Denver and Mercy Community Capital. Ms. Vielma was one of six individuals selected as Affordable Housing Finance’s 2018 Young Leaders, which honors rising stars in the industry.
Chief of Staff Housing Authority of the City of Tulsa
CEO MDG Design + Construction, LLC
Matthew Rooney, CEO, joined MDG Design + Construction in 2015. Rooney was driven to the affordable housing industry through his relationships with residents throughout New York City whom had been displaced and shared their experiences with him. Rooney’s aim is to preserve and create housing that helps maintain an economically diverse city. To date, he has overseen the closing of more than 6,700 apartments working closely with lenders, government agencies, consultants, and his development team members. Additionally, Rooney has overseen construction and development costs of more than $2.2 billion. Most of MDG's growth has come from partnering with housing authorities across the east coast and U.S. territories. Rooney received his bachelor’s degree in finance and marketing from the Stern School of Business at New York University.
Senior Vice President Highland Commercial Mortgage
As senior vice president at Highland Commercial Mortgage LLC, Sheri Davis specializes in FHA-insured financing of multifamily, independent living, and assisted living properties throughout the United States. Davis began her career in the multifamily and healthcare industry in 2003. She has originated and underwritten new construction, substantial rehabilitation, acquisition and refinance for multifamily and healthcare FHA-insured transactions, including both affordable and market rate properties. Davis works with industry partners to provide public housing authorities training opportunities on the RAD program. She also has experience working with state and federal agencies on tax credit programs, including low-income housing tax credits and historic tax credits. Her experience includes housing transactions that utilize HOME funds and other preservation grant programs. Davis received a bachelor’s degree in mathematics from Huntingdon College and a master’s degree in mathematics/education from The University of Alabama. She is involved in numerous industry associations and organizations. Sheri also currently serves as a board member of the Georgia Affordable Housing Coalition and is a Capital Club Member in the National Association of Home Builders.
Asset Manager Cambridge Housing Authority
Senior Advisor Office of Multifamily Housing Programs at the Department of Housing and Urban Development
Bob Iber is currently serving as senior advisor in the Office of Multifamily Housing Programs at the Department of Housing and Urban Development. He has served in an acting capacity in several positions in the Department’s headquarters, including program advisor to the FHA Commissioner; Director Office of Asset Management; Director Office of Multifamily Development; Director of Multifamily Counterparty and Asset Oversight Division and most recently the Deputy Assistant Secretary in the Office of Multifamily Housing Programs. He began his career in the Department of Housing and Urban Development in 1987 as an attorney advisor in the Maryland State Office. He moved on to supervisory functions in the Loan Management Branch in 1989, becoming the branch chief in 1993. He served as the multifamily housing director in the Baltimore Multifamily Hub from March 1998 until September 2015. He had been an original member of the Department’s National Loan Committee for two years, followed by two years as the chair. He has been a designer and trainer in several Departmental initiatives, including the 1997 Reorganization, Compliance and Monitoring, Risk Mitigation, Breaking Ground Production Initiative, and the 2014 Transformation. Iber has a bachelor’s degree from Western Maryland College and a juris doctorate from the University of Baltimore School of Law. He is a member of the Maryland Bar Association. He also has been a member of the Baltimore County Rental Housing Task Force and the Baltimore County Multifamily Housing Advisory Group. In 2004, Comprehensive Housing Assistance Inc. (CHAI) recognized him as its Public Servant of the Year and in 2019 the National Alliance of HUD Tenants (NAHT) recognized him as its Public Servant of the Year.
Rebecca Arthur is a partner with the Valuation Group of Novogradac and manages the metro Kansas City, Mo., and Dallas offices. She has extensive experience in market analysis and appraisal of multifamily developments including those with low-income housing tax credits, USDA, Section 8, RAD, conventional developments, and for Freddie Mac, Fannie Mae and Federal Housing Administration financing. Additionally, she specializes in consulting for developers and state housing agencies, as well as preparing valuations of general and limited partnership interests and Year 15 valuation issues, and is a frequent speaker at industry event. Before joining Novogradac, Ms. Arthur was an analyst with the corporate finance group of Deloitte LLP, specializing in business valuations and acquisitions. She received her bachelor’s degree in finance from the University of Nebraska at Lincoln. Ms. Arthur is a designated member of the Appraisal Institute, a member of the Kansas City Commercial Real Estate Women organization, a member of the National Council of Housing Market Analysts, serves as a board member for the Kansas Housing Association, and is a certified general real estate appraiser in Arkansas, Arizona, California, Hawaii, Indiana, Iowa, Kansas, Louisiana, Minnesota, Missouri and Texas.
SVP, Head of Fund Investments Key Community Development Corporation
Celia Smoot has more than 20 years of experience in affordable housing with an expertise focus on finance and regulatory compliance. She is currently the senior vice president at KeyBank heading up LIHTC Multifund, Preservation and SBIC investments. Prior to KeyBank, Smoot served as vice president at National Affordable Housing Trust focused on various duties including developing focused funds for BIPOC developers, providing technical support to nonprofit organizations and housing authorities and managing Y15 dispositions. She also served as director of LISC Housing and managed a national team setting housing strategy and policy as well as structuring, raising capital and managing housing funds. An attorney, she has a strong background in affordable housing and community development real estate finance. Prior to joining LISC, she was an attorney with HUD, Hessel, Aluise, and O’Leary P.C., a private national law firm with an affordable housing focus, and with Kutak Rock LLP, in their tax credit practice group. She received a juris doctor from The George Washington University and a bachelor’s degree from the University of North Carolina at Charlotte.
Executive Director Chase
Keith Pettus joined Chase in July 2018 as a senior portfolio manager focused on the growth and management of the historic tax credit (HTC) equity investment portfolio. The community development tax credits team sits within the Community Development Bank. Investing in HTCs and new markets tax credits (NMTCs) at the federal and state levels on behalf of Chase as an offset to tax appetite, and to further the investment in our communities. These impactful investments may be in conjunction with community development real estate construction financing, twinned with NMTCs, or focus on expanding workforce and affordable housing throughout the nation. Prior to Chase, Pettus spent five years at a broker and syndicator of tax credit transactions, developing a subject matter expertise in HTCs. Chase became a client of his during this time. He graduated from Lehigh University with a bachelor’s degree in industrial engineering and has earned the right to use the Chartered Financial Analyst, and Chartered Alternative Investment Analyst designations.
President Heritage Consulting Group
Cindy Hamilton joined Heritage Consulting Group in 2004 and heads the firm’s Philadelphia office. In this capacity, Ms. Hamilton develops strategies for owners to maximize rehabilitation incentives and she represents clients in negotiations through all aspects of the historic tax credit (HTC) process. With 25 years of experience in the industry, Ms. Hamilton has a comprehensive understanding of the regulatory process and is adept at identifying creative solutions to achieve favorable outcomes for clients. Before joining Heritage, Ms. Hamilton worked as a Mid-Atlantic regional historic consultant, listing dozens of buildings in the National Register and managing hundreds of historic tax credit projects. With a background in architectural conservations, she developed specialties in historic building technologies and architectural finishes. Ms. Hamilton holds a bachelor’s degree in environmental design and planning from the State University of New York at Buffalo and a master’s degree in science in historic preservation from the University of Pennsylvania. Ms. Hamilton has also completed advanced coursework in architectural conservation at the Smithsonian Center for Materials Research and Education.
Matt Lockhart is a principal in the New York City office of Novogradac, where he specializes in
both the real estate and renewable energy industries. Mr. Lockhart has significant audit and tax
experience, which includes traditional financial statement audit and tax preparation services, as
well as final cost certifications and other development period special-purpose attest engagements
for low-income housing and renewable energy clients. Additionally, Mr. Lockhart has assisted
developers and investors in transaction structuring for low-income housing tax credit (LIHTC),
historic tax credit and renewable energy tax credit transactions. In the affordable housing
industry, he has worked with developers and investors in structuring acquisition/rehabilitation
transactions, including those using LIHTCs, tax-exempt bond financing, and housing authority
RAD conversions. In the renewable energy industry, he has assisted developers in structuring
transactions for solar projects using investment tax credits and, previously, the Section 1603
Treasury grant proceeds. He earned his master’s and bachelor’s degrees in accounting as well as
a bachelor’s degrees in philosophy from the University of Scranton. He is licensed in New Jersey
and New York as a certified public accountant.
Chairman House THUD Appropriations Sub Committee
Dirk Wallace is a partner in the Dover, Ohio, office of Novogradac. Mr. Wallace has extensive experience in developer consulting and real estate syndication with an emphasis in real estate partnership audit and taxation. He is experienced in affordable housing developments and specializes in the low-income housing tax credit (LIHTC), including properties financed through NAHASDA, and U.S. Department of Housing and Urban Development (HUD) Sections 221(d)(4) and 223(f) loan programs. His audit experience includes the preparation of tax credit equity funds with investments totaling more than $2 billion, the preparation of LIHTC cost certifications for numerous state housing agencies, mortgagers and contractors cost certifications for HUD entities with HUD Section 8 contracts and those financed under HUD Sections 221(d)(4) and 223(f), which are subject to the requirements of the Consolidated Audit Guide for Audits of HUD Programs. Mr. Wallace also leads and coordinates the LIHTC Working Group, a membership organization that provides a platform to address technical programmatic issues surrounding the LIHTC industry. Mr. Wallace is a frequent speaker at industry conferences and seminars on affordable housing industry topics. He received his bachelor’s degree in accounting from Ohio University and is licensed as a certified public accountant in Ohio and Tennessee.
Deputy Director Office of Recapitalization in HUD’s Office of Multifamily Housing Programs
Bennett Hilley serves as the deputy director of the Office of Recapitalization (Recap) in HUD’s Office of Multifamily Housing Programs. Prior to joining Recap in 2020, she served as the assistant director for credit review for HUD’s Section 108 Loan Guarantee Program where she oversaw the origination of $237 million in new loan guarantees to finance real estate and infrastructure projects as well as community loan funds nationwide. Prior to this role, she managed federal oversight of New York City’s $4.2 billion HUD Community Development Block Grant (CDBG) grant for long-term recovery from Hurricane Sandy. Hilley is also active at the neighborhood level in Washington, D.C., having served as an elected representative and the Chair of Advisory Neighborhood Commission 4C in northwest D.C. for several years.
Rachel Denton is a partner in the metro Kansas City, Mo., office of the
valuation, consulting, market research and government services division
of Novogradac. Ms. Denton has extensive experience performing
market feasibility studies, appraisals and consulting services for a broad
cross- section of clients in the low-income housing tax credit industry,
including developers, lenders, syndicators and state agencies. She also
specializes in conducting regional or market-wide housing studies for
various municipalities and agencies. Additional areas of expertise include
the valuation and analysis of properties benefitted by Section 8 HAP contracts, United States
Department of Agriculture Rural Development properties, and those applying for FHA financing
through the U.S. Department of Housing and Urban Development’s MAP program. Ms. Denton
is a frequent speaker and moderator at Novogradac and other industry conferences. Ms. Denton
has completed extensive real estate appraisal coursework through the Appraisal Institute and
received a bachelor’s degree in urban and regional studies from Cornell University. She served
on the board of directors for the Kansas City Commercial Real Estate Women organization for
several years, and is a member of the National Council of Housing Market Analysts. Ms. Denton
is a designated member of the Appraisal Institute and is licensed as a certified general real estate
appraiser in Missouri, California, and approximately one dozen other states.
Partner Arnall Golden Gregory
Orlando J. Cabrera is a partner at Arnall Golden Gregory LLP’s real estate practice and co-chair of the affordable housing industry team. Mr. Cabrera advises clients including financial institutions, investors, syndicators, developers, public housing authorities, housing finance agencies, community development agencies, cities and counties on successfully navigating complex affordable housing matters. Mr. Cabrera has significant experience with United States Department of Housing and Urban Development (HUD) regulatory matters (including Native American housing issues), housing finance agency issues, low-income housing tax credits, private activity bonds, debt financing, non-federal state financing programs, tribal financing programs, and general real estate. During his time as the assistant secretary for public and indian housing at HUD, Mr. Cabrera oversaw the administration of a U.S. $24 billion program, which included public housing, Section 8 vouchers, moderate rehabilitation (Mod Rehab) and most federal housing programs for Native American tribes. He is one of three recipients of the Office of Inspector General’s Golden Eagle Award for Public Integrity.
Charlie A Rhuda
Charles A. Rhuda III is a partner in the Boston office of Novogradac. He has more than 25 years of experience in the real estate industry, predominately in affordable housing and historic rehabilitation. Mr. Rhuda works with tax credit developers, managers, syndicators and investors on structuring, financing, syndicating and disposing/restructuring both low-income housing tax credit and historic rehabilitation tax credit transactions, in addition to providing traditional audit and tax services. He is a frequent speaker at regional and national seminars on topics in the affordable housing and historic rehabilitation industries, as well as a contributor to industry trade publications. Mr. Rhuda graduated from Pace University with a bachelor’s degree in public accounting. He is licensed as a certified public accountant in Connecticut, Maryland, Massachusetts, New Jersey and New York.
Joshua Reiss is a director at Lument. Based in New York, he is responsible for structuring and marketing the firm’s platform of affordable housing loan products, including Fannie Mae, Freddie Mac and FHA executions, as well as proprietary financing. Reiss began his mortgage banking career with predecessor Hunt Real Estate Capital in 2012. Prior to joining the affordable housing debt group, he was an associate in Hunt’s low-income housing tax credit (LIHTC) asset management group, overseeing 50 LIHTC properties comprised of 5,000-plus units across 15 states. Prior to that, Reiss spent two years at the Apartment Investment Management Company as a portfolio analyst, and three years at MAXX Properties, where he did analysis on acquisitions, dispositions, and financings. Reiss holds a bachelor’s degree in history from New York University.
Richard M. Larsen is a partner in the Toms River, N.J., office of Novogradac. Mr. Larsen is a 1989 graduate of Long Island University, C.W. Post Campus, where he earned a bachelor’s degree in accounting. His area of focus is the affordable housing industry, with a particular expertise in auditing public housing authorities and their affiliate entities. Mr. Larsen’s experience includes assisting public housing authorities with submitting their annual financial statements to the U.S. Department of Housing and Urban Development’s (HUD’s) Real Estate Assessment Center and implementing various HUD programs, including the Rental Assistance Demonstration (RAD) program, Move to Work program and Asset Management. Mr. Larsen also services clients who participate in the Low-Income Housing Tax Credit program as well as numerous HUD multifamily housing programs. Mr. Larsen is the co-chairman of Novogradac’s annual RAD Conference and a frequent speaker on the RAD program. He is a member of the New Jersey Chapter of the National Association of Housing and Redevelopment Officials and the New Jersey Association of Housing and Redevelopment Authorities.
Vice President R4 Capital
Austin Divino is a vice president of R4 Capital based in the firm’s Austin, Texas, office. With a focus on the acquisition of affordable housing tax credit properties, Divinohas closed a wide variety of low-income housing tax credit transactions throughout the country, representing more than $350 million of net invested equity. In five years, Divino has overseen the closing of 12 RAD transactions constituting 904 units across the United States. Prior to joining R4 Capital 2016, Divino worked with Wentwood Capital Advisors, first as a financial analyst and later as an associate asset manager. Divino negotiated the disposition of more than $50 million in assets and managed a portfolio valued at $150 million. Previously, Divino started his career as a tax consultant for two local accounting firms. He is a member of TAAHP and is a Housing Credit Certified Professional. Divino earned his BBA from the McCombs School of Business at the University of Texas.
Principal CSG Advisors
Tanya Dempsey, a principal of CSG Advisors, offers 14 years of public sector experience. Since joining CSG in 2015, Dempsey has focused her practice on advising housing authorities on strategic and long term planning, real estate transactions, financial impact of operations and management, development advising and transaction services. Specifically, she has advised on RAD process, operational improvements, portfolio analysis and structuring affordable housing transactions including 4% low-income housing tax credits, tax-exempt bonds and conventional financing, and other federal mortgage options. Dempsey is deeply committed to providing affordable housing and ensuring that housing authorities have the necessary tools to exist for many years into the future. Dempsey holds a bachelor's degree in environmental studies from Denison University, and a master's degree in public policy from American University.
Principal CSG Advisors
Nicole Graham, a principal of CSG Advisors, offers 17 years of experience advising housing agencies on how to optimize financing for the development and operation of affordable housing. Since joining CSG in 2003, Graham has focused her practice on helping public agencies finance deeply subsidized and mixed-income housing developments, and preparing long-term financial strategies to assist agencies in addressing the capital needs of large housing portfolios over many years. Prior to joining CSG, Graham worked for Economic and Planning Systems in California and Urban Partners Consulting in Pennsylvania, advising dozens of public agencies on a wide variety of affordable housing, financial feasibility, and economic impact studies and analyses. Graham also has experience in the public sector as a policy advisor to the City Council of Oakland, California. Graham holds a bachelor's degree in political science from UC Berkeley, and a master's degree in public affairs and urban and regional planning from Princeton University.